A 3-year-old girl from Rochester, New York, received an application for a platinum Visa card in the mail. This so amused Allesandra Scalise's mother that she filled it out, listing her daughter's occupation as "toddler," and leaving the income line blank. She also wrote on the application, "I'd like to have a credit card to buy some toys, but I'm only three and my mommy says no."

The card arrived a few weeks later.