Millard Fuller was on his way to becoming a self-made millionaire before he was 30 years old. But devotion to work was threatening his health and his marriage. He needed a vacation. So, Fuller visited a church community near Americus, Georgia, called Koinonia Farm. It was led by a man who believed in simple living and good works. Clarence Jordan, a farmer-theologian, inspired Millard Fuller with his philosophy and personal example.

Clarence Jordan was convinced that poor people living in nearby dilapidated shacks could improve themselves with a little support. "These people don't need charity," he told Fuller. "They need a way to help themselves."

Millard Fuller agreed. He began what today is a worldwide organization whose goal is the elimination of inadequate housing as a witness to the gospel. He called it Habitat for Humanity and says that it runs on what he calls, "the theology of the hammer." The group raises money and recruits volunteers to renovate and build homes, which are sold at cost. Mortgages are interest free. Buyers invest work time in their own and neighbors' homes.

Running this massive operation is not without problems. "There have been troubles and there will be more," says Fuller. "Tired bones. Disappointments. Disunity. Not enough money. No land. But God has called us to this ministry."