In 1850, Abraham Lincoln's step-brother, John D. Johnston, wrote to him and asked, yet again, for a loan so he could settle some debts. On previous occasions Lincoln simply gave Johnston the money. But this time Lincoln responded with a "tough love" letter that included a helpful proposal.

Dear Johnston:

Your request for eighty dollars I do not think it best to comply with now. At the various times when I have helped you a little you have said to me, "We can get along very well now"; but in a very short time I find you in the same difficulty again. Now, this can only happen by some defect in your conduct. What that defect is, I think I know. You are not lazy, and still you are an idler. I doubt whether, since I saw you, you have done a good whole day's work in any one day…. This habit of uselessly wasting time is the whole difficulty; it is vastly important to you, and still more so to your children, that you should break the habit ….

You are now in need of some money; and what I propose is, that you shall go to work, "tooth and nail," for somebody who will give you money for it …. and, to secure you a fair reward for your labor, I now promise you, that for every dollar you will, between this and the first of May, get for your own labor … I will then give you one other dollar …. Now, if you will do this, you will be soon out of debt, and, what is better, you will have a habit that will keep you from getting in debt again. But, if I should now clear you out of debt, next year you would be just as deep in as ever.

Affectionately your brother,

A. Lincoln

Possible Preaching Angles: (1) Confrontation/Rebuke—Lincoln's letter provides a good example of "tough love"—the love that is willing to "speak the truth in love" so people can change and grow. (2) Money/Debt—This letter also provides a biblical perspective on avoiding debt by working hard and being responsible with money.